Yuma AZ Housing Market, October 2026

How is the Yuma, AZ housing market right now?

Yuma's market is balanced this fall: a median price near $330,000, about 1,518 homes for sale, and roughly 66 days to go under contract. Buyers have choices again, and sellers who price from real comparable sales are still selling close to asking, around 99 percent.

Market snapshot: November 2026

Updated for November 2026: Yuma County's median price holds near $330,000, about 1,518 homes are listed for sale, and homes that closed in September took about 66 days to go under contract at roughly 99 percent of asking. Mortgage rates started November at 7.02 percent on the national average 30-year fixed rate, down from late October highs, which has brought some buyers back to tours. This page now collects every market update in one place, so the numbers stay easy to find instead of scattered across weekly posts.

As of October 2026, the median home price in Yuma County is about $330,000, roughly 1,518 homes are for sale across the county, and the typical home takes about 60 to 75 days to sell, with September 2026 closings averaging 66 days to go under contract. Homes that closed in September sold for about 99 percent of their asking price. In plain terms, Yuma is a steady, balanced market this fall: prices are holding, buyers have real choices, and homes priced from real comparable sales still move. This page is the permanent home for the Yuma market numbers, updated as new figures land.

Home prices by area

Prices vary more by neighborhood than by headline, so start with the area numbers. Realtor.com listing data for September 2026 put median asking prices at:

• Yuma 85364 (older central and west side): $330,000
• Yuma 85365 (newer east side): $385,475
• Fortuna Foothills 85367: $356,000
• Somerton 85350: $330,000
• San Luis 85336: $305,600
• Wellton 85356: $324,900

Closed prices land below asking prices in most areas. Redfin's August 2026 data put median sale prices at about $290,000 in 85364 and about $355,000 in 85365. Countywide, the median sale price has moved between about $299,450 and $330,000 over the past 12 months, and October's reading sits at the top of that range. Yuma County remains one of the more affordable housing markets in Arizona, well below Phoenix and Tucson prices, which is why relocation buyers keep finding their way here.

Inventory and days on market

Choice is the story this fall. About 1,518 homes were listed for sale across Yuma County in October 2026, and active listings are up more than 19 percent compared with a year ago, while the county median list price is up only about 2 percent. Buyers have roughly a fifth more homes to look at than last fall, and prices are barely moving to meet them. The typical home took 66 days to go under contract in September 2026, inside the 60 to 75 day range Yuma has seen lately. Well priced homes in the popular subdivisions still go faster; homes priced on hope sit, and every week they sit gives buyers another reason to negotiate.

How to read these numbers

One caution before you run with any headline: a median is the middle sale, not your home's value. In a county this size, a month where more Foothills and east side homes close will pull the county median up without a single house gaining a dollar. The numbers on this page tell you the direction and the pace of the market, which areas are moving, how much choice buyers have, and how long a fair price takes to land. The price of one specific home still comes from the closed sales on its own street, which is why Johanna rebuilds the comparable sales for every buyer and seller she works with instead of quoting a county average.

Where interest rates stand

Rates spent October 2026 in the low 7 percent range, moving in small steps. Freddie Mac's weekly survey put the average 30 year fixed rate at 7.28 percent on October 1, then 7.40 percent in the middle of the month, and 7.32 percent on October 22, the first weekly decline since late August. A year earlier, in October 2025, the same average stood at 6.19 percent. That is the whole story for now: rates are higher than last year, steadier than they were, and one more piece of context in a market that keeps moving at its own pace.

What this market means for buyers

Buyers have leverage they did not have two years ago. With inventory up and homes sitting about two months, you can tour carefully, compare streets side by side, and build your offer from recent closed sales instead of chasing the asking price. Homes that have been listed the longest are where the negotiating room lives. The discipline that matters is local: the same price buys very different houses in 85364, 85365, and the Foothills, and an agent who works these streets daily can tell you which listings are priced from evidence and which are priced from hope.

What this market means for sellers

Sellers who price from real comparable sales are still getting about 99 percent of asking. Sellers who reach above the comps are donating their home to the inventory count. Presentation matters more when buyers have choices: clean, decluttered, honestly photographed homes stand out against 1,518 competitors. Timing helps too, because snowbird season is opening now and winter visitors add a second wave of buyers to the local pool. Price it right the first week, and this market will do its part.

Prices and guides by community

Every corner of the county runs on its own numbers. Dig into the area you are watching:

• Homes for sale in Yuma
• Fortuna Foothills homes for sale
• Somerton AZ homes for sale
• San Luis AZ homes for sale
• Wellton AZ homes for sale

Talk it over with Johanna

Book a free consultation with Johanna Suggs of eXp Realty and the Rise Up Team, or call or text (928) 503-9444. Consultations are available in English and Spanish, in person or by phone. Si prefieres hablar en español, Johanna atiende a sus clientes en español todos los días.