Communities
Homes for Sale in Yuma, AZ
What is it like to buy a home in Yuma, AZ?
Yuma is Yuma County's largest city, with a median sale price near $330,000, established neighborhoods in 85364, newer builds in 85365, and MCAS Yuma minutes away. Buyers get more house per dollar than Phoenix or Tucson, plus desert winters that draw seasonal residents from October through April.
Yuma is the largest city in southwest Arizona, a desert community of roughly 100,000 people on the east bank of the Colorado River, a few minutes from the California border and about 20 minutes north of the crossing into San Luis Rio Colorado, Mexico. It is the county seat of Yuma County, home to Marine Corps Air Station Yuma and Yuma Regional Medical Center, and the center of the farm country that grows most of the winter lettuce eaten in the United States. Most home searches here split between two ZIP codes: 85364, the older central and west side of the city, and 85365, the newer east side. Daily life runs on sunshine, short drives, high school football, river weekends at Martinez Lake and the East Wetlands, and a winter season when visiting snowbirds fill the restaurants and golf courses. Summers are genuinely hot, winters are mild and dry, and almost every address in the city is within about 15 minutes of everything else.
What homes cost in Yuma right now
As of September 2026, Realtor.com reported a median listing price of $330,000 in ZIP code 85364 and $385,475 in 85365, with the citywide median list price sitting at $360,000. Closed prices run lower than asking prices, especially on the west side. Redfin's market data for August 2026 put the median sale price at about $290,000 in 85364 and about $355,000 in 85365, with homes taking roughly two months to sell. In plain terms, a budget in the high $200,000s still buys a real house in 85364, while the newer subdivisions of 85365 mostly start in the low to mid $300,000s.
The spread inside each ZIP is wide. Small older homes near downtown and in the Avenues still trade under $200,000 when they need work, updated family homes in both ZIP codes cluster between $300,000 and $450,000, and golf course homes around the Yuma Country Club, larger east side builds, and custom homes push past $500,000. Yuma also sits well below Arizona's statewide prices, which is exactly why buyers relocating from California and Phoenix keep landing here.
Who buys in Yuma, and why
Military families are the heartbeat of this market. MCAS Yuma sits inside the city limits, so a PCS move here can mean a 10 minute drive to the gate instead of a long commute, and east side neighborhoods fill with Marine families every summer. Yuma Proving Ground, just northeast of town, adds civilian and contractor households. Healthcare workers at Yuma Regional Medical Center, Border Patrol agents, teachers, and agriculture managers make up much of the rest of the year round demand. Winter visitors who rented for years often buy a smaller home or a simple lock and leave place. Move up buyers from Somerton and San Luis come to Yuma for the deeper selection of newer homes, and first time buyers come because the entry price is still reachable here.
The housing stock
The two ZIP codes look and feel different. In 85364 you get the city's history: a handful of early 1900s homes near downtown, mid century ranch houses in the Avenues, and 1970s through 1990s subdivisions spreading west into areas like Barkley Ranch. Lots in the older neighborhoods often run bigger than expected, and condition varies street by street because many homes have been remodeled in pieces over decades. In 85365 nearly everything is newer, mostly 1990s through 2020s subdivision construction in neighborhoods like Ocotillo, Cielo Verde, Desert Ridge, and Yuma East Estates, with stucco exteriors, tile roofs, block backyard walls, and low water desert yards. Typical subdivision lots run about 5,000 to 8,500 square feet, three and four bedroom single story floor plans dominate, and a pool is common enough that buyers should decide early whether it is a must have or a deal breaker.
Schools in Yuma
Two elementary districts split the city, and the line does not follow the ZIP codes. Yuma School District One serves most of 85364, where schools like George Washington Carver Elementary and O.C. Johnson Elementary feed Fourth Avenue and R. Pete Woodard junior highs and then Yuma High School, the city's oldest high school. The Crane School District covers much of 85365 from kindergarten through eighth grade, including James B. Rolle School, Sunrise Elementary, Ron Watson Middle School, and Gila Vista Junior High. Every Yuma student finishes in the Yuma Union High School District: most east side addresses are zoned for Gila Ridge High School, while Yuma High and Kofa High serve the central and west sides. Arizona Western College, the local community college, has its main campus in town. Because boundaries cut across neighborhoods, Johanna confirms the assigned schools for a specific address before her buyers write an offer.
Commute times
Yuma is an easy city to drive. Typical times from most neighborhoods:
- MCAS Yuma: about 5 to 15 minutes, since the station sits inside the city near 32nd Street and Avenue 3E.
- Yuma Regional Medical Center: about 5 to 15 minutes from anywhere in the city.
- Downtown Yuma: you are already there from most of 85364, and roughly 10 to 15 minutes from 85365.
- Yuma Palms Regional Center and the 16th Street shopping corridor: 5 to 10 minutes from 85365, about 15 minutes from the west side.
Neighborhood guides
Johanna has written a full guide to each of these Yuma neighborhoods, with prices, schools, and what daily life looks like on the ground:
Fortuna Foothills vs in-town Yuma
Buyers ask about this choice more than any other in Yuma County, so here it is side by side:
| In-town Yuma | Fortuna Foothills | |
|---|---|---|
| Typical prices | Median sale about $290,000 in 85364 and $355,000 in 85365 | Median asking about $356,000 in 85367 |
| Lots | Standard city lots, easy to maintain | Larger lots, commonly 8,000 square feet to a quarter acre, an acre or more on the outer edges |
| Commute | Closest to downtown, MCAS Yuma, schools, and the hospital | About 20 minutes to downtown Yuma |
| HOA and rules | A mix of HOA subdivisions and older streets with no HOA | Unincorporated county area; many neighborhoods have no HOA |
| Lifestyle | Everything close: shopping, dining, and services | Quiet streets, mountain views, golf, and a large winter visitor community |
Talk it over with Johanna
Buying in Yuma goes better with an agent who drives these streets every day and can tell you which side of town fits your life, not just your budget. Book a free consultation with Johanna Suggs of eXp Realty and the Rise Up Team, or call or text (928) 503-9444. Consultations are available in English and Spanish, in person or by phone. Si prefieres hablar en español, Johanna atiende a sus clientes en español todos los días.
Frequently asked questions
How much does a house cost in Yuma AZ?
As of September 2026, the median listing price was $330,000 in 85364 and $385,475 in 85365, according to Realtor.com. Median sale prices closed lower, around $290,000 and $355,000 in Redfin's August 2026 data.
Is Yuma AZ a good place to live for military families?
Yes. MCAS Yuma is inside the city, so most neighborhoods are a 5 to 15 minute drive from the gate, and neighborhoods in 85365 and 85364 both have large military communities. Yuma Proving Ground is also a short drive northeast.
What is the difference between 85364 and 85365 in Yuma?
85364 is the older central and west side, with the historic neighborhoods, Yuma High School, and lower median prices. 85365 is the newer east side, built mostly from the 1990s on, with subdivision homes, the Yuma Palms shopping area, and higher median prices.